Lending Services

Pee Dee Federal Savings Bank prides itself in meeting the credit needs of our community. Each credit request is taken seriously and treated with confidentiality. Our Bank is small enough to have the flexibility with its lending practices to better serve you, the borrower.
It is our promise to process each credit request in a courteous and professional manner. Give one of our loan officers an opportunity to meet your personal credit needs and you will understand why banking with YOUR COMMUNITY BANK makes a difference.

Mortgage Loans

Loans to purchase or refinance real estate. The loan could be to purchase or refinance a Home, Rental Property, or Farm Land.

• 30 year Fixed Rate Loans (to be sold in the secondary market)
• Variable Rate Loans
• Home Equity Loans
• Construction Loans

Consumer Loans

Loans to individuals to purchase or refinance the following:

• Automobile / Boats
• Inventory Loans
• Equipment Loans
• Building and Construction Loans
• Personal Loans

Commercial Loans

Loans to businesses for the following purposes:

• Working Capital Loans
• Inventory Loans
• Equipment Loans
• Building and Construction Loans